3 cup shredded lettuce 1 15 ounce can black beans, rinsed and drained ½ cup chopped red sweet pepper (and/or yellow sweet pepper) ¼ cup sliced green onions 1 8 ounce carton dairy sour cream 2 finely chopped jalapeño peppers 1 teaspoon shredded lime peel 1 8 ounce jar (1 cup) chunky salsa ½ medium avocado, peeled and coarsely chopped ⅔ cup shredded cheddar cheese or Monterey Jack cheese ⅓ cup chopped pitted ripe olives 1 tablespoon snipped fresh cilantro or parsley (optional) 16 ounce tortilla chips or Homemade Tortilla Chips

Homemade Tortilla Chips (optional)

10 6-inch flour tortillas