Budget Tip: If you do choose a drywall ceiling, make sure to do your research. This costly venture can often make electrical and plumbing fixtures inaccessible when repairs are necessary. Editor’s Tip: Area rugs are a less expensive alternative to wall-to-wall carpeting. They bring an element of fun to the floor by allowing for quick changes for a new season or a different color scheme. The labor and materials expense to frame the walls were more than expected, but it gave them the finished look they desired. Also, it allowed them to put in insulation, which helps them save money by decreasing their utility bill.